iTRUST Smart Solution Fintech

AEON Bank · SSFT Digital Platform · PF-i Companies

Personal Financing Islamic, managed end to end.

From vendor application to final settlement — one shared lifecycle across the funder, the platform and every PF-i company.

Funder

AEON Bank

Approve limits, release disbursements, track portfolio exposure and interest earned.

Enter dashboard

Digital Platform

SSFT

Review documents, approve applications, instruct funding and collect service fees.

Enter dashboard

PF-i

Personal Financing Islamic

Submit vendor applications, manage facilities, record collections and settle payouts.

Enter dashboard

How PF-i works

Nine steps from application to interest earned — every document and ringgit tracked on the SSFT platform.

  1. 1

    Vendor applies funding from Personal Financing Islamic (PF-i)

  2. 2

    PF-i verifies documents and submits to the platform

  3. 3

    SSFT rechecks documents and approves

  4. 4

    SSFT informs AEON to release the fund to PF-i

  5. 5

    PF-i releases fund to supplier for the purchase of goods

  6. 6

    Supplier delivers goods to contract awarder

  7. 7

    PF-i collects payment from awarder and pays vendor after deducting fee

  8. 8

    SSFT collects service fee from AEON and PF-i

  9. 9

    AEON earns interest on the funding